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College students who apply for financial aid are likely to receive an aid package that includes at least some federal student loans. There are three types of federal loans that could be listed on the financial aid award: Direct Subsidized Loans, Direct Unsubsidized Loans and Direct PLUS loans. It is important to understand the differences between these three types of loans in order to decide if you want to accept them.
Read MoreThe College Spy is a college coach and educational consultant. The College Spy offers expert one-on-one college and university planning, selection, essay, admissions and financial aid advice for college-bound high school students and their families. The College Spy provides its services online and via phone. The College Spy works with both US and international students.
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